Facts & Stats

Here are a few of the facts that you need to know when shopping for an insurance company. It is amazing how little we know about something so important in our lives. Be sure to search further into each of the insurance categories by looking through the additional facts and stats on in each the forms of insurance under the corresponding tabs.

Fact:
77 percent of insured drivers purchase comprehensive coverage in addition to liability insurance, and 72 percent buy collision coverage, according to NAIC data.

Fact:
The number of people without health insurance increased from 44.8 million in 2005 to 47.0 million in 2006, according to the U.S. Census

Fact:
Worksite sales of life and health insurance in 2006 were $4.7 billion, up 8 percent from $4.4 billion in 2005.

Fact:
Did you know that in most states it is legal for insurance companies to charge homeowners higher premiums or refuse to renew a policy based solely on the owner's breed of dog?

Fact:
You can buy National Flood Insurance no matter where you live if your community participates in the NFIP, except in Coastal Barrier Resources System (CBRS) areas.

Fact:
Rented households are burglarized at rates about 50 percent higher than owned households.

Don't get left in the dark! Study the different insurance providers to make sure that they will be able to fill your needs. Compare the quotes sent to you and don't be afraid to ask questions. These fact have hopefully helped you to see that there are plenty of issues to be addressed when shopping insurance companies. For more be sure to look though each individual category of insurance.